Will Baby Boomers Bankrupt Our Social Security System

Expert Reveals the Realities We’re Afraid to Think About

Los Angeles, CA- One baby boomer turns 50 every nine seconds. This year, boomers began reaching the traditional retirement age of 65 at the rate of about one every eight seconds! With so many retirees collecting social security, the program will soon be broke. Boomers are expected to live longer than any other generation of Americans, and by 2030, when the first baby boomers reach 84, the number of Americans over 65 will have grown to 69 million. That means 20% of the population will be over 50.

Estate planning expert Kris Miller, “The Money Maestro,” specializes in helping people build and protect their retirement assets so their money will last as long as they do. With social security on such shaky ground, all of us need to plan how we’ll fund our retirement without help from Uncle Sam. Kris Miller helps people of all ages plan for their retirement with complete estate packages – including newlyweds, GenXers, the Sandwich Generation, Baby Boomers, and retirees. A Certified Senior Advisor, Kris encourages people to plan ahead for retirement. In fact, Kris recently published her first book on the topic: Ready For PREtirement? Everything You Need to Know NOW So Your Money Is There When You Need It.

Invite Miller to answer:

How can people manipulate their IRAs and recoup their losses? Why are people so afraid to talk to a financial advisor? Is it too late for someone near retirement to repair their savings? Does health insurance cover nursing home care? Why do so many people lose their inheritance to lawyers and court fees?

CREDENTIALS: Kris Miller is a Certified Senior Advisor, Chartered Federal Employee Specialist, Legal Document Assistant, and IRA Specialist. She has been in practice over 20 years and has counseled over 5,000 families. Her book Ready For PREtirement reveals how to make sure your money is there when you need it. For the past 20 years, my clients have relied on me as a PREtirement and living trust expert. I’ve become known as The Money Maestro, because I help harmonize my clients’ finances. Whether you’re preparing for retirement, on the verge of retiring, or already retired – please call me – I’d love to offer my expertise and guidance to ensure your financial house is in order. Together, let’s protect your Golden Years.

AVAILABILITY: California, nationwide by arrangement, and via telephone (available as a last-minute guest)

CONTACT: Kris Miller, (951) 850-5307 (CA); ; www.ReadyforPREtirement.com

Kris Miller, Estate Planning Expert and Safe Money Strategist, will guide you on how you can successfully prepare your retirement plan. For more information on how Kris can help you, call (951) 926-4158 or email and see her #1 Best Selling book at www.ReadyforPREtirement.com

Best Omega3 Source Is A Fish Oil Supplement

You have probably heard it a hundred times that omega-3 fatty acids are essential for proper growth and development of the body. In addition, since the body cannot manufacture them, we have to take these fats explicitly in our diet. However, do you know that what is the best omega3 food source you should stick along to reap maximum health benefits? Read on to find out

To know the best omega3 source, we should first know the most required omega3 fat.

Studies have proven that of all the types of omega-3 fatty acids, DHA is the most vital. In addition, most of the benefits of omega3 fats are because of DHA. Human brain, the controller of body, is made up of 30% of DHA, 50% of weight of neuron’s plasma membrane is made of DHA. Therefore, we can say that high DHA food sources are the best omega3 products.

Here are some of most commonly found omega 3 sources and their comparisons.

Flax seed vs Fish

Flaxseeds contain ALA type of omega3 fat. Although, body can convert ALA to DHA, but this process is not very effective. In addition, most of the ALA is burnt as energy and only 5% is left for the conversion. Both these facts indicate that the consumption of flaxseeds does not increase the levels of DHA in the body.

Cold-water fish are rich source of DHA and EPA omega3 fats. Therefore, eating fish to increase DHA levels is better as in comparison to flaxseeds and nuts that have ALA fat only.

Fish vs Fish oil supplements

With the increase of pollution in ocean waters, fish caught from them are full of toxins like mercury, lead, arsenic, etc. Obviously, eating too much of fish for DHA fat will result in toxin poisoning.

Easy solution is fish oil supplements. These supplements are made from the oil extracted from oily fish, hence are rich in DHA and EPA. Moreover, they undergo various refining techniques during their manufacturing process to filter out the unwanted and harmful chemicals from the oil. Therefore, consumption of these supplements increases DHA levels in the body without any worry of toxins.

Now get out there and start looking for effective and best omega3 fish supplement available in the market. Like any other product, market today has high and as well as low quality omega-3 supplements. You have to be cautious while taking your pick. A sub-standard one can do more harm than good.

If you need my assistance in recommending you high DHA, fresh, pure and best omega3 fish oil supplement that my family and I have been taking for a long time, visit my website Omega 3 Brief today.

Chuck Blake is an active researcher and consumer of fish oil products.Visit his website today to learn more about the powerful benefits of omega-3 fish oils.

Adult Siblings Caring For Elderly Parents

For adult siblings who find themselves caring for their elderly parents, whether as hands on caregivers or by finding the proper outside medical team, having these positions can cause a lot of stress and conflict. Brothers and sisters might have different ideas about how to care for mom or dad and might not have the patience or the skills for compromise or proper communication among themselves. There might be one particular sibling who acts as a leader but can push their ideas too strongly onto their siblings. Another cause of conflict is when one sibling feels like they are providing most or all of the care and feel resentment towards the siblings they feel are not doing their fair share. This sibling is usually the one who lives closest to the elderly parents.

Sometimes being put into the position of caregiver can bring up many years of arguments and hurt feelings. In some families, mom or dad might have had a favorite child, and the other siblings might still resent that child and believe they should take on the bulk of the parental care.

Other topics that can induce stress onto families include:

1.Illness family members might have to make decisions about long term care or treatments for illness or disease

2.Finances adult siblings might have to provide some financial assistance to their parents, which can be very uncomfortable if the siblings have different financial situations themselves (i.e. the rich sibling will be expected to pay more)

3.Inheritances on the flip side, wealthy families might have to contend with inheritance issues including prior knowledge of uneven distributions from the will or estate.

Even adult siblings who have good relationships with each other should be prepared for added stress when caring for their elderly parents. One of the best ways to deal with this stress is to address issues as they arise and not let any resentment or tension build into a boiling point. Outside counseling or guidance from a social worker can help ease these tensions and make the whole family, including mom and dad, happy.

Leading Four Customers Of Bag Distributors

Retailers

Many small entrepreneurs get their merchandise from bag distributors on the internet and on local brick-and-mortar stores. But, there are times when distributors run out of salable designs and these stores turn to below average bag styles that don’t sell quickly. As a result, these stores lose money to keep stocks they’ll possibly sell below cost. Distributors should give shops with items that are unique, creative and are hot-selling so that they will attract more clients of their own.

Private Businesses

Personal businesses are also some of the clients that buy from distributors of bags, which are used for marketing promos. These businesses fairly much buy in bulks and sometimes buy stocks of bags for promotion every year. A seriously competitive distributor can also be able to offer to place hash tags or labels by the companies that bought the bags. Furthermore, because they buy in bulk, they must be offered trade discount rates especially when they’ll pay out in cash. Apart from promos, businesses can purchase bags for giving away to employees, just like an additional incentive.

Schools

Some schools that want uniformity sometimes issue bags on their students. These are usually printed with the school logo or adage. Private schools are major clients of bag distributors and purchase regularly yearly for each trend newest student batches. Occasionally, aggressive suppliers don’t wait for campuses to talk to them; instead, these dealers look for schools and colleges they’ll probably issue bags having their trademarks on.

Non-profit businesses

Some organizations opt to give away school supplies and bags to public school kids and even in orphanages. Social obligation is rooted in each prosperous individual, politician or even business and this is a common method to increase their goodwill and get more buyers as well as clients.

Aside from these prospective clients, bag distributors can have other customers if only they knew where to look. It is important to be aggressive in this type of industry since there are a lot of distributors that can quickly get your existing customers. Also, if you want to be a distributor or a provider, you should assume or create a need for your item. Present the concept to schools that don’t issue bags with their personal trademarks and just how this benefits them and their students. Aside from uniformity, getting the exact same bags reduces the stress of purchasing costly bags from parents and students.

Monkey – The Primate Closest to Man

Monkeys are primates that are known for being able to climb trees. These animals can be found in most parts of the world. There are some species of monkeys that are unable to climb trees, and this is something that many people do not know. An example of a kind of money that does not climb trees is the baboon. There are a couple of hundred different species of monkeys that are alive in the world today. There are a wide variety of different things that monkeys eat such as insects, fruits, leaves, flowers, and small animals. Just as there are some monkeys that do not climb trees, there are some species of these creatures that do not have tails.

One of the smallest species of monkey is the pygmy marmoset. These monkeys are only 6 inches long and weigh 5 ounces. The largest species of monkey is the mandrill, and they are typically around 3 feet in length and can weigh up to 77 pounds. No matter what size the monkey is, if they have a tail, this is normally used to assist them in holding onto tree branches. .

There are monkeys that are typically found in the South American rain forests that have tails that they are able to use much like they would an extra hand. These kinds of tails are called prehensile tails, and they are able to use these to grasp objects. This helps to keep the monkeys from falling out of the trees in the area. However, depending on their environment, there are some species of monkeys that do not have tails like this. Monkeys that are found in South Asia as well as Africa do not have these kinds of tails because they do not need them for the environment that they live in.

If you take the time to think about it, you will notice that only the animals that are considered to be vertebrates have tails. Vertebrates are animals that have backbones, and tails are an extension of the animals’ backbone. Therefore, this is why monkeys have tails.

There are a lot of different kinds of relationships that monkeys have with people. There are some people that choose to have monkeys as pets. Before you decide to go out and get a monkey for a pet, you should remember that they are wild animals. You will have to take great care in handling one of these creatures.

Monkeys are close to humans, and therefore, they are used in experiments. It is important that you make sure that you purchase items that have not been tested on animals.

Monkey

Get The Zoo Tycoon 2 For Fun-filled Learning!

My 6 yr old son is so addicted to computer video games that he never seems to think of anything else. Watch him play only fierce superhero computer video games always used to get me worried. Heeding my friends advice, my husband and I planned for a vacation to the South Perth zoo to give our son a real surprise.

My sons response to the zoo visit was much more than what we expected it to be. We were glad that for once he forgot about his fiery computer video games. Even though he was reluctant to come back, a promise for a new game did the magic for our return.

Back home I started surfing the net to get him an interesting and fun video game, which was not aggressive. My wish was fulfilled at BIGshop, where I found the Zoo Tycoon 2.

I ordered for the Zoo Tycoon 2 right away. My son was extremely happy and excited to receive his gift. The Zoo Tycoon 2 came with 30 different animals with incredible detailing, apart from an interesting array of building tools and objects. The all-new Zootopia functionality and enhanced 3D graphics in the Zoo Tycoon 2 ensures a realistic experience. It is hard to find computer video games like the Zoo Tycoon 2, which has more than 300 building objects. Well, thats good enough to build creativity in a growing child.

My son loves the zookeeper mode and the zoo guest mode in the Zoo Tycoon 2 as it allows him to engage with the animals in the Zoo Tycoon 2. The new photo mode in the Zoo Tycoon 2 is awesome as you can take pictures with the animals and share it online!
The best part of Zoo Tycoon 2 is the zoopedia, which has interesting facts about animals. After all what can make kids learn than fun games!

I am glad I could buy computer games at BIGshop which I think is worth the time and money spent.

You Should Take A Closer Look At ADHD And Fish Oil Studies.

Literally thousands of children if not hundreds of thousands, each year are diagnosed with Attention Deficit Hyperactivity Disorder. Stimulants are the most common treatment for both children and adults with this disorder. Especially Ritalin, Adderall and Dexedrine. These stimulants are believed to work by increasing the dopamine levels in the brain.

For most people with ADD and ADHD, stimulant medications work by boosting the concentration and focus while reducing hyperactive and impulsive behaviours. It seems that we need more ADHD and fish oil studies.

Common side effects are irritability and mood swings. Feeling restless and jittery. Difficulty sleeping, depression and dizziness. Loss of appetite and headaches. The long term impact on the developing mind has not yet been determined. This is why some researchers are pushing ADHD and fish oil studies.

However some researchers are worried about the long term effect on the teenage mind, saying that Ritalin could interfere with normal brain development. That is why some researchers are starting to experiment with ADHD and fish oil studies.

It is of some concern that some children are having heart attacks when taking Ritalin medication. To be fair, they are saying that the ADD and ADHD medications are causing sudden death in children with heart problems. The American Heart Association recommends that all individuals, including children undergo a cardiac evaluation before starting a course of Ritalin type medications.

There are some psychiatric problems associated with these medications. They say that stimulants for ADD/ADHD can trigger symptoms of hostility, aggression, depression, anxiety and paranoia. They say that people with a family history of suicide, depression or bipolar disorder are a high risk, and should be monitored when taking these drugs.

Get my free five-part mini course on the benefits of omega 3 for the whole family, including critical information on why you should take fish oil during pregnancy and exactly how much fish oil a pregnant woman and her baby need during this critical time. To sign up for the course and more tips on the importance of omega 3, visit my website now at Elite-Fish-Oil-Supplement.com

Get Smart With Chiquitos Vouchers And Colchester Zoo Vouchers

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